A reference work with a broker behind it

DSCRLoans.loan was built to be the place an investor looks things up: what a coverage ratio means, how a rent schedule is prepared, why reserves matter, and what a prepayment structure actually costs.

Who we are

We are a mortgage broker. We arrange and shop financing from wholesale lenders; we do not lend our own money, make credit decisions or fund loans. When you send a scenario, a Loan Daddy loan specialist reviews it, compares programs from multiple wholesale lenders whose guidelines fit, and walks you through the trade-offs before you choose.

Editorial standards

• Definitions before opinions. Entries open with what a term means, then how it is used.
• No invented numbers. We do not publish statistics we cannot source, and we do not publish rates. Where requirements differ across lenders, we say so instead of picking one.
• Neutral on structure. We describe trade-offs (interest-only versus amortizing, longer versus shorter prepayment periods, one loan versus several) without steering toward the option that pays more.
• Dated and revised. Guides carry publish and update dates, and we revise them when common practice changes.

What we do not do

DSCRLoans.loan focuses only on business-purpose financing for non-owner-occupied investment property. We do not arrange loans for a home you or your family will live in, including second homes for personal use.

Contact

The fastest route is the scenario form. Licensing details are on the licensing page.