Terms of use

By using DSCRLoans.loan you agree to these terms. The site is operated by Loan Daddy LLC, a licensed mortgage broker (NMLS 2827624).

Educational content

The encyclopedia, guides, FAQ and calculator are general educational material about business-purpose investment property financing. They are not legal, tax, accounting or investment advice, and they describe common practice that varies by lender and changes over time.

No offer to lend

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

Loan Daddy LLC is a mortgage broker, not a lender. We arrange and shop financing from wholesale lenders, who make all credit decisions.

Calculator

The DSCR calculator performs arithmetic on the values you enter. Results are illustrations only, are not a quote, and may differ from a lender’s calculation.

Your submissions

You agree that information you submit is accurate and that you are authorized to submit it. Submitting a form is a request to be contacted, not an application for credit.

Acceptable use

Do not misuse the site, attempt to interfere with its operation, submit false information, or scrape it in a way that burdens our systems.

Limitation of liability

The site is provided as is. To the extent permitted by law, Loan Daddy LLC is not liable for decisions made in reliance on its content.

Changes

We may update these terms and will revise the effective date when we do.